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    Department of Homeland Security

Service provider

Federal Emergency Management Agency

Description

FEMA’s mission is to help people before, during and after disasters. 2020 set a new annual record of 22 “billion dollar” disasters - for the first time in the history, FEMA responded to simultaneous disasters in Washington, D.C., five territories and all 50 states for a record 230 presidentially declared emergencies, supporting more than 25 million people affected by natural disasters.


Designated Services


Service

Applying for disaster assistance

Description

FEMA provides Individual Assistance (IA) to help individuals and families with their recovery. FEMA assistance can be financial (e.g., payments to help with expenses for temporary housing, home repairs, personal property, transportation or medical expenses caused by the disaster), direct (e.g., lodging or temporary housing provided by FEMA), or can be provided through partners (e.g., disaster unemployment assistance, legal services, and connection to voluntary agencies). Customers for this service are the individuals and families who need help with necessary expenses and disaster-caused unmet needs that are not covered by insurance or other sources. While personal insurance is the first line of support after a natural disaster, some populations may be underinsured or uninsured and may have disaster-related needs that insurance does not cover. FEMA services are not meant to compensate for all disaster-caused losses and cannot replace insurance coverage. However, they still provide critical assistance to disaster survivors, allowing them to begin their recovery process.

Why this service was designated

Every year, disasters impact individuals and families across the United States. Surviving and recovering from a natural disaster may be the most challenging time in someone’s life. In 2020, FEMA responded to simultaneous federally declared disasters in Washington, D.C., five territories, and all 50 states. In 2022, FEMA received 2.4 million registrations for assistance, ultimately providing in excess of $3.2 billion to survivors for housing and other disaster-related needs.

Quarterly data reported

Q3 2023

What we learned from this quarter's data:

Applying for disaster assistance: During the third quarter of Fiscal Year (FY) 2023, FEMA received 377 customer experience survey responses from survivors of eight Presidentially declared disasters (DRs: 4697-MS, 4698-AR, 4699-CA, 4701-TN, 4704-IN, 4706-OK, 4707-CA and 4709-FL). Customer satisfaction with employee helpfulness remained FEMA’s top performing area.

Apart from employee helpfulness, all scores experienced an increase this quarter. The area that needs the most improvement continues to be addressing customer needs. This area’s low score was influenced by the 4606-OK Tornado, 4698-AR Severe Storms, 4699-CA Severe Storms, and 4707-CA Winter Storm, which contributed nearly half of the responses this quarter and reported the lowest satisfaction in this area.

Leveraging the newly implemented Login.gov function as a streamlined login mechanism was implemented near the end of the third quarter of FY 2023, so some improvements for ease of access to assistance may be reflected in survey results by the end of FY 2023. In the first quarter of FY 2024, FEMA plans to roll out additional improvements to our public facing disaster registration website, which we hope to improve our ability to meet expectations of survivors when it comes to a streamlined registration experience.

Filing a claim under National Flood Insurance Program: The majority of respondents felt that filing their claim for the National Flood Insurance Program was simple and are likely to renew their policy. What matters most to those filing a claim is that adjusters have flood insurance knowledge/expertise, and they have the policyholder’s best interest at heart. Those filing a claim would like clear, simple, honest communication. The pain points for those filing a claim are documenting contents and receiving funds in a timely manner in order to start repairs.

Service details
Service provided: Applying for disaster assistance
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or Online
Channel: computer
People served: 59091
Surveys offered: 2111
Responses: 377


Q2 2023

What we learned from this quarter's data:

Disaster Assistance: During the second quarter of Fiscal Year (FY) 2023, FEMA received 465 customer experience survey responses from survivors of six Presidentially declared disasters (DRs: 4673-FL, 4677-SC, 4680-FL, 4683-CA, 4684-AL, and 4685-GA). Customer satisfaction with employee helpfulness remained FEMA’s top performing area.

Apart from employee helpfulness, all scores experienced a decrease this quarter. The area that needs the most improvement continues to be addressing customer needs. This score’s decrease was in part influenced by the 4680-FL Hurricane and the 4683-CA Floods, which contributed half of the responses this quarter and reported the lowest satisfaction in this area. The two Florida DRs, 4673-FL and 4680-FL, reported lower than average satisfaction across all questions, which continues the trend noted last quarter in this state.

In the upcoming quarter, we plan to roll out incremental improvements to our public facing disaster registration website. This will include newly leveraging Login.gov as a streamlined login mechanism, which we hope to improve our ability to meet expectations of survivors when it comes to a streamlined registration experience.

Filing a Claim: Learn: Policyholders prefer physical inspections vs. remote; the call center and agent were the most used mechanisms to file a claim; 50% of people found the clams process to be simple.

Matters Most: Understanding of the issue; accuracy; understanding next steps.

Pain point: Some populations have difficulty completing paperwork; policyholders not understanding timelines; being able to take pictures that were sufficient.

Service details
Service provided: CX - Customer Experience
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or Online
Channel: computer
People served: 74361
Surveys offered: 3448
Responses: 465


Q1 2023

What we learned from this quarter's data:

During the first quarter of Fiscal Year (FY) 2023, FEMA received 530 customer experience survey responses from survivors of nine Presidentially declared disasters (DRs: 4663-KY, 4665-MO, 4668-AZ, 4671-PR, 4672-AK, 4673-FL, 4675-FL, 4676-IL, and 4677-SC). Customer satisfaction with employee helpfulness remained FEMA’s top performing area.

The area that needs the most improvement continues to be addressing customer needs. While most survey results were very similar to the previous quarter, this area’s rating decreased from 75% last quarter to 67% this quarter. The decrease was in part influenced by the two Hurricane Ian DRs in Florida, 4673-FL and 4675-FL, which contributed about a quarter of the responses and reported lower satisfaction across all questions.

In the aftermath of Hurricane Ian, FEMA worked with more than 950,000 individuals and families to register for FEMA assistance. This large influx of registrations had a sizable impact on our call center hold times which likely contributed to decreased satisfaction showed by our survey results.

One of FEMA’s standing goals is to meet survivors where they are in our programs, outreach, and communications. As part of an effort to better communicate with survivors, FEMA rolled out revised correspondence to survivors beginning with DR-4677-SC in November 2022. As our revised letters go out to additional survivors, we will closely monitor customer feedback to understand the impact these letter changes have on improving survivor satisfaction.

Service details
Service provided: CX - Customer Experience
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or Online
Channel: computer
People served: 2209578
Surveys offered: 3827
Responses: 530


Q4 2022

What we learned from this quarter's data:

During the fourth quarter of Fiscal Year (FY) 2022, FEMA received 392 customer experience survey responses from survivors of five Presidentially declared disasters (DRs: 4652-NM, 4655-MT, 4657-OK, 4663-KY and 4665-MO). Customer satisfaction with employee helpfulness remained FEMA’s top performing area. The area that needs the most improvement continues to be addressing customer needs. Satisfaction across all questions increased this quarter. The increase was in part influenced by DR 4665-MO which contributed over half the responses and were very positive across all questions.

As a part of FEMA’s ongoing efforts to remove barriers and improve the service provided to survivors, IA implemented Enhanced Applicant Services (EAS) initiatives for the 2022 Hurricane Season. EAS initiatives are conducted by a dedicated team of caseworkers in the field who assist identified applicants with navigating the IA application and assistance process, provide referrals to meet immediate and unmet needs, and help them transition to disaster case management service providers if required. EAS initiatives were implemented in DR-4663-KY, DR-4665-MO, and are in process for DR-4671-PR, DR-4672-AK and DR-4673-FL.

Service details
Service provided: CX - Customer Experience
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or Online
Channel: computer
People served: 34714
Surveys offered: 2262
Responses: 392


Q3 2022

What we learned from this quarter's data:

During the third quarter of Fiscal Year (FY) 2022, FEMA received 144 customer experience survey responses from survivors of three Presidentially declared disasters (DRs: 4630-KY, 4637-TN, and 4652-NM). Customer satisfaction with employee helpfulness remained FEMA’s top performing area. The area that needs the most improvement continues to be addressing customer needs.

Satisfaction across all questions decreased for the second quarter in a row in FY 2022. This may be due to the mix of disasters surveyed consisted of two tornadoes and a fire, with the fire accounting for 97% of the survey responses. FEMA has learned that fire events have some of the lowest customer satisfaction scores when compared to most other disaster types. FEMA is working to better understand why fire events have lower customer satisfaction scores.

FEMA continuously looks to improve service to disaster survivors. In May 2022, FEMA conducted a supplemental Customer Experience (CX) training focused on empathy, active listening, and FEMA’s core values for contact center agents, in person home damage inspectors, and the staff group that goes door-to-door engaging with survivors after a disaster.

Service details
Service provided: CX - Customer Experience
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or Online
Channel: mixed
People served: 3988
Surveys offered: 806
Responses: 144


Q2 2022

What we learned from this quarter's data:

During the second quarter of Fiscal Year (FY) 2022, FEMA received 314 customer experience survey responses from survivors of 11 Presidentially declared disasters (DRs: 4614-NJ, 4615-NY, 4618-PA, 4626-MS, 4629-CT, 4630-KY, 4632-AL, 4633-AR, 4634-CO, 4635-WA, and 4637-TN). Customer satisfaction with employee helpfulness remained FEMA’s top performing area. The area that needs the most improvement continues to be addressing customer needs.

This e-mail only customer satisfaction survey has now been utilized for three quarters (since FY21 Q4). In this quarter, satisfaction across all questions decreased, returning to rates similar to fourth quarter of FY 2021. This may be due to the mix of disasters surveyed also returning to mostly severe storms, tornadoes, and flooding events, which accounted for 67% of the survey responses. This is unlike last quarter, where 89% of the survey responses were related to hurricane events.

FEMA has been working to supplement quantitative data from surveys like this one with qualitative data to provide a more holistic picture of the survivor experience. For example, a project to revise our outbound letters that we send to disaster survivors, as well as an effort underway to reimagine how survivors experience direct housing are both leveraging survivor focus groups to inform changes to how we deliver services to survivors. Additionally, FEMA recently organized opportunities for FEMA SES leaders to observe real time calls into FEMA’s helpline with the goal of deepening their understanding of survivor experience and disaster impacts on individuals, families and communities.

Service details
Service provided: Customer Experience
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or Online
Channel: computer
People served: 250385
Surveys offered: 2205
Responses: 314


Q1 2022

What we learned from this quarter's data:

During the first quarter of Fiscal Year (FY) 2022, FEMA conducted 406 customer experience surveys from survivors of 10 Presidentially declared disasters (DRs: 4607-MI, 4609-TN, 4610-CA, 4611-LA, 4614-NJ, 4615-NY, 4617-NC, 4618-PA, 4626-MS, and 4629-CT). FEMA’s top performing areas continue to include customer satisfaction with employee helpfulness and being able to complete what they needed to do with ease. The area that needs the most improvement is addressing customer needs.

There was an increase in satisfaction across all questions compared to last quarter, which may be due to the mix of disasters surveyed being different (this quarter was mostly hurricane events, last quarter was mostly severe storms, tornadoes, and flooding events).

This is our second quarter of data collected via email surveys, and we are not yet able to generalize changes into trends, understand differences in satisfaction levels across feedback channels (email vs outbound phone calls), or identify causation for highs and lows. Driven by feedback outside this email survey, we continue to prioritize a) determination letters, and b) registration on disasterassistance.gov as key pain points to address.

We continue to move forward with plans to conduct focus groups of revised letters, with rollout expected later this year. Additionally the recent executive order on customer experience includes a commitment from FEMA to improve our online disaster assistance registration process.

Service details
Service provided: Customer Experience
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or Online
Channel: computer
People served: 1077691
Surveys offered: 2570
Responses: 406


Q3 2021

What we learned from this quarter's data:

During the third quarter of Fiscal Year (FY) 2021, FEMA conducted 2,995 Initial and Contact surveys from survivors of 9 Presidentially declared disasters (DRs: 4577-LA, 4586-TX, 4587-OK, 4590-LA, 4595-KY, 4596-AL, 4601-TN, 4605-WV, 4606-LA). There was no significant decrease in customer satisfaction during the initial registration process, and we continue to exceed expectations in all areas of customer service (courtesy, showing interest in helping, overall customer service). There was a decrease in satisfaction during continued recovery process with the simplicity of the automated information system (-5%), and the responsiveness of FEMA representatives during calls or online at DisasterAssistance.gov (-6%). FEMA continues to exceed expectations in all areas of site inspection services. (On a 5 point scale, FEMA defines a score of 4.5-5 = exceeded expectations; 4-4.49 = meets; below 4 = doesn’t meet.)

In the third quarter of FY2021, FEMA implemented a new form of assistance to support the cost of funerals of individuals who passed away from COVID-19. Upon roll-out of this new assistance method, FEMA experienced a surge in phone calls to our call centers. Though FEMA added dedicated resources (including call center agents) solely for funeral assistance, this surge in activity may have contributed to decreased scores for the responsiveness of FEMA representatives.

Looking ahead, for the fourth quarter of FY2021, FEMA will be reporting on a new customer satisfaction survey consisting of seven questions provided by OMB. This new FEMA CX survey successfully launched on Monday, July 19, 2021. Results of these questions will be submitted to FEMA’s CX team quarterly for review, and published in a public-facing summary dashboard on performance.gov alongside other agencies’ data from the same seven questions.

Service details
Service provided: IA-Assessment Survey
Transaction point: Follow-up Survey after Receiving Assistance
Channel: automated_phone
People served: 350305
Surveys offered: 14125
Responses: 2004
Service provided: IA-Contact Survey
Transaction point: Follow-up Survey after Contacting FEMA Helpline or Going On-Line for Assistance
Channel: automated_phone
People served: 350775
Surveys offered: 5595
Responses: 1783
Service provided: IA-Initial Survey
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or On-Line
Channel: automated_phone
People served: 339610
Surveys offered: 3540
Responses: 1212


Q2 2021

What we learned from this quarter's data:

Service details
Service provided: FEMA - IA-Initial Survey
Transaction point: Follow-up Survey after Registering for Assistance with a FEMA Rep or On-Line
Channel: automated_phone
People served: 389550
Surveys offered: 3702
Responses: 1375
Service provided: IA-Assessment Survey
Transaction point: Follow-up Survey after Receiving Assistance
Channel: automated_phone
People served: 619170
Surveys offered: 14896
Responses: 2848
Service provided: IA-Contact Survey
Transaction point: Follow-up Survey after Contacting FEMA Helpline or Going On-Line for Assistance
Channel: automated_phone
People served: 389550
Surveys offered: 5932
Responses: 2075


Service

Filing a claim under the National Flood Insurance Program

Description

Flooding damages homes businesses and property. NFIP insurance claims protect renter, homeowner, condominium unit and association owner, mobile home owner, or business owner policyholders against the financial impacts of replacing damaged goods covered under an NFIP policy. Many homeowners become NFIP policyholders to comply with lending requirements for federally backed mortgages, but others choose to protect their property to be more resilient against flooding. FEMA facilitates flood insurance claims payments through participating private insurance companies and a federal contractor that run’s FEMA’s insurance company, the NFIP Direct. The normal flood claim process requires the NFIP policyholder to report their loss to the flood insurer. The insurer then assigns an independent adjusting firm. The firm and an authorized adjuster contact the policyholder in order to meet and inspect damages, prior to the payment of any claim.

Why this service was designated

NFIP claims payments reduce the socio-economic impact of floods and allow survivors to recover more quickly after a disaster by providing money to replace damaged property covered by an NFIP policy and return to a more normal life. The NFIP protects approximately 5 million policyholders from the devastating financial effects of flooding in more than 22,500 communities across all 50 states and six territories, providing nearly $1.3 trillion in policy coverage. On average, flooding causes more than $5 billion in damage nationwide each year. The NFIP has adjusted approximately 2.5 million claims since Congress established the program in 1968. Flood insurance claim payments are a resource people can use to recover from flooding with important distinctions from other post-disaster resources such as grants which one must apply for, loans that must be repaid, or disaster assistance payments which depend on a presidential declaration. Most homeowners, commercial, and renter’s insurance policies do not cover flood damage.

Quarterly data reported

Q3 2023

What we learned from this quarter's data:

Applying for disaster assistance: During the third quarter of Fiscal Year (FY) 2023, FEMA received 377 customer experience survey responses from survivors of eight Presidentially declared disasters (DRs: 4697-MS, 4698-AR, 4699-CA, 4701-TN, 4704-IN, 4706-OK, 4707-CA and 4709-FL). Customer satisfaction with employee helpfulness remained FEMA’s top performing area.

Apart from employee helpfulness, all scores experienced an increase this quarter. The area that needs the most improvement continues to be addressing customer needs. This area’s low score was influenced by the 4606-OK Tornado, 4698-AR Severe Storms, 4699-CA Severe Storms, and 4707-CA Winter Storm, which contributed nearly half of the responses this quarter and reported the lowest satisfaction in this area.

Leveraging the newly implemented Login.gov function as a streamlined login mechanism was implemented near the end of the third quarter of FY 2023, so some improvements for ease of access to assistance may be reflected in survey results by the end of FY 2023. In the first quarter of FY 2024, FEMA plans to roll out additional improvements to our public facing disaster registration website, which we hope to improve our ability to meet expectations of survivors when it comes to a streamlined registration experience.

Filing a claim under National Flood Insurance Program: The majority of respondents felt that filing their claim for the National Flood Insurance Program was simple and are likely to renew their policy. What matters most to those filing a claim is that adjusters have flood insurance knowledge/expertise, and they have the policyholder’s best interest at heart. Those filing a claim would like clear, simple, honest communication. The pain points for those filing a claim are documenting contents and receiving funds in a timely manner in order to start repairs.

Service details
Service provided: Filing a claim with the National Flood Insurance Program
Transaction point: Post Transaction filing a Claim
Channel: computer
People served: 436
Surveys offered: 323
Responses: 175


Q2 2023

What we learned from this quarter's data:

Disaster Assistance: During the second quarter of Fiscal Year (FY) 2023, FEMA received 465 customer experience survey responses from survivors of six Presidentially declared disasters (DRs: 4673-FL, 4677-SC, 4680-FL, 4683-CA, 4684-AL, and 4685-GA). Customer satisfaction with employee helpfulness remained FEMA’s top performing area.

Apart from employee helpfulness, all scores experienced a decrease this quarter. The area that needs the most improvement continues to be addressing customer needs. This score’s decrease was in part influenced by the 4680-FL Hurricane and the 4683-CA Floods, which contributed half of the responses this quarter and reported the lowest satisfaction in this area. The two Florida DRs, 4673-FL and 4680-FL, reported lower than average satisfaction across all questions, which continues the trend noted last quarter in this state.

In the upcoming quarter, we plan to roll out incremental improvements to our public facing disaster registration website. This will include newly leveraging Login.gov as a streamlined login mechanism, which we hope to improve our ability to meet expectations of survivors when it comes to a streamlined registration experience.

Filing a Claim: Learn: Policyholders prefer physical inspections vs. remote; the call center and agent were the most used mechanisms to file a claim; 50% of people found the clams process to be simple.

Matters Most: Understanding of the issue; accuracy; understanding next steps.

Pain point: Some populations have difficulty completing paperwork; policyholders not understanding timelines; being able to take pictures that were sufficient.

Service details
Service provided: Filing a claim with the National Flood Insurance Program
Transaction point: Post Transaction filing a Claim
Channel: computer
People served: 242
Surveys offered: 137
Responses: 115